livemint.com - 21 May 2026 22:50

The PFRDA is assessing the demand to increase the monthly pension cap under the APY from ₹5,000, according to PFRDA Chairman S Ramann. The subscriber base is projected to exceed 10 crore in FY27, showing an 18% growth....
livemint.com - 21 May 2026 22:47

An overdraft is a credit facility generally offered by banks and financial institutions, primarily to business owners to manage short-term financial requirements related to their operations.
livemint.com - 21 May 2026 20:17

The Income-Tax department has released ITR forms for AY27/FY26, enabling offline preparation via Excel Utility for ITR-1 and ITR-4. Taxpayers can file returns online through the official portal, with a deadline for indiv...
livemint.com - 21 May 2026 19:02

The 8th Central Pay Commission has started consultations with employee representatives to recommend salaries and allowances for central government employees and pensioners. Here's why central government employees may...
livemint.com - 21 May 2026 18:55

A growing retirement planning gap in India is raising concern as 75.5% of middle-aged earners lack a detailed plan while 77% have not sought financial advice, reveals a 1 Finance survey.
livemint.com - 21 May 2026 18:36

HUF is treated as a separate taxable entity from its family members. Family income can be legally divided and reported under the HUF to avail additional tax advantages
livemint.com - 21 May 2026 17:27

8th Pay Commission fitment factor discussions are reshaping salary expectations as Indias pay commission history highlights major changes in government pay, pensions and employee benefits over decades.
livemint.com - 21 May 2026 17:11

Interest earned on fixed deposits is treated as Income from Other Sources under income tax rules. It gets added to your total annual income and taxed according to the income tax slab applicable to you.
livemint.com - 21 May 2026 16:59

DA demands: Here's what the big three employee groups - NC-JCM, AIDEF and Maharashtra Old Pension Organisation - are demanding for Dearness Allowance. From inflation-linked compensation, 4% hike, merger and more, her...
livemint.com - 21 May 2026 15:40

As job insecurity rises globally, building an emergency fund is essential for financial stability amid layoffs, inflation and AI-driven restructuring, ensuring protection through disciplined saving strategies.
livemint.com - 21 May 2026 14:21

Geopolitical shifts are prompting Indian investors to reconsider strategies as economic equities become tools of statecraft. Experts emphasise the need for global diversification to mitigate local volatility and capture ...
livemint.com - 21 May 2026 13:44

Newly married couples can build stronger personal finances with smart budgeting, emergency savings, early investing and insurance planning for long-term financial stability and wealth creation.
livemint.com - 21 May 2026 13:43

If you are struggling to get a credit card due to income or age restrictions, there is a way out. Secured credit cards, which are backed by fixed deposits, offer underserved populations a pathway to financial inclusion.&...
livemint.com - 21 May 2026 13:07

Equities in India and the US have outperformed fixed deposits, debt, and real estate over the long term. Mid-cap and small-cap stocks yielded the highest returns, emphasizing the importance of long-term investment....
livemint.com - 21 May 2026 12:10

Stay prepared for Income Tax Return Filing 2026 with essential documents including Form 16, AIS, Form 26AS, bank statements and investment proofs to ensure accurate AY 2026-27 ITR filing, faster refunds and hassle-free t...
livemint.com - 21 May 2026 11:58

As more investors go direct and digital, mutual fund factsheets are evolving from compliance-heavy disclosures into sharper communication tools aimed at helping investors make decisions.
livemint.com - 21 May 2026 10:21

The EPFO's UPI payment gateway for provident fund withdrawals is set to launch soon, with testing completed. Members can access their funds directly in bank accounts, improving service delivery for over seven crore u...
livemint.com - 21 May 2026 10:12

Gold and silver prices fell on Thursday amid weak global cues, US Fed tightening fears and easing oil prices. MCX gold futures slipped 0.21%, while silver declined 0.40%. Check the latest 22K, 24K gold and silver rates i...
livemint.com - 21 May 2026 09:06

SpaceX plans to go public, targeting a $75 billion IPO and a valuation of $1.75 trillion. Elon Musk will maintain significant control post-IPO, raising concerns over corporate governance and valuation risks. The filing r...
livemint.com - 21 May 2026 07:22

Recent inflation data suggests a potential increase in Social Security COLA for 2027, with estimates rising to 4.2%. The Senior Citizens League also adjusted its projection to 3.9%. Inflation has significantly impacted l...
livemint.com - 21 May 2026 07:00

The Federal Reserve proposed a new payment account category for fintechs and non-traditional institutions to access payment systems, aiming to enhance innovation while managing risks.
livemint.com - 21 May 2026 06:11

Jeff Bezos proposes eliminating federal income taxes for the bottom half of earners, advocating for significant tax reform without detailing implementation. He highlighted the burden on lower earners and noted disparitie...